Financing Options at Oxford Septic Services

Take Control of Your Cash Flow

Communities Unlimited is a non-profit organization that has limited funds available for low-interest loans to qualified households in need of a septic system or private well repairs. CU offers a maximum of $15,000 in funding per eligible household, with a 1% interest rate and repayment terms of up to 20 years. The payments are due every month.

To qualify for a loan, you must meet the following criteria:

• Applicant must own and be the occupant(s) of the property
• The home must be the applicant’s primary residence
• No reliable water source for the home or access to the public water system
  Gross annual household income must not exceed 60% of the median non-metropolitan household income for the State ($39,441)

Household Septic System and Water Well Application

• Application form – complete and submit
• Property Tax Receipt – most recently paid real estate tax bill for the property
• Proof of income – for all earning household members over 18 Examples: last year’s W-2, pay stubs for one month, Social Security or SSI award letter
• Last year’s tax return(s) – for all earning household members over 18

You are under no obligation to CU simply by applying. Upon approval, an agreement will be mailed to you for review and signature. You can request an attorney's review of the agreement before signing if you prefer.